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Woods Financing

Available Installment Credit Programs

Financing options available to help you get the equipment you need to get the job done right. See below for details and then contact your nearest dealer for more information.

Programs below are available November 1, 2024 – January 31, 2025.

Sheffield financing not available in Canada.

Program Customer Loan Origination Fee Amount Financed
Mow NOW Pay LATER
After promo: 5.49% for 48 Months [5.56% APR*] Zero interest for 120 days, No payment for 150 days
$150.00 added to the amount financed Minimum – $1,500 Maximum – $75,000
*Example: On financed amount of $7,500, your down payment is $0, no interest for 120 days and no payment for 150 days followed by 48 monthly payments of $177.85 each. Interest rate is 5.49% [APR is 5.56% (E)]. Based on minimum bureau risk score of 700.
0% for 36 Months [1.29% APR*] $150.00 added to the amount financed Minimum – $1,500 Maximum – $75,000
*Example: On financed amount of $7,500, your down payment is $0 with 36 monthly payments of $212.50 each. Interest rate is 0% [APR is 1.29% (E)]. Based on a consumer loan and minimum bureau risk score of 660.
1.99% for 48 Months [2.98% APR*] $150.00 added to the amount financed Minimum – $1,500
Maximum – $75,000
*Example: On financed amount of $7,500, your down payment is $0 with 48 monthly payments of $165.93 each. Interest rate is 1.99% [APR is 2.98% (E)]. Based on a consumer loan and minimum bureau risk score of 660.
0% for 24 Months [1.91% APR*] $150.00 added to the amount financed Minimum – $500
Maximum – $75,000
*Example: On financed amount of $7,500, your down payment is $0 with 24 monthly payments of $318.75 each. Interest Rate is 0% [APR is 1.91%].
8.99% for 12 Months [10.29% APR*] $50.00 added to the amount financed Minimum – $500 Maximum – $75,000
*Example: On financed amount of $7,500, your down payment is $0 with 12 monthly payments of $660.39 each. Interest rate is 8.99% [APR is 10.29% (E)].
10.99% for 24 Months [12.96% APR*] $150.00 added to the amount financed Minimum – $1,500 Maximum – $75,000
*Example: On financed amount of $7,500, your down payment is $0 with 24 monthly payments of $356.43 each. Interest rate is 10.99% [APR is 12.96% ].
12.99% for 36 Months [14.36% APR*] $150.00 added to the amount financed Minimum – $1,500
Maximum – $75,000
*Example: On financed amount of $7,500, your down payment is $0 with 36 monthly payments of $257.65 each. Interest rate is 12.99% [APR is 14.36% ].
14.99% for 48 Months [16.06% APR*] $150.00 added to the amount financed Minimum – $1,500
Maximum – $75,000
*Example: On financed amount of $7,500, your down payment is $0 with 48 monthly payments of $212.80 each. Interest rate is 14.99% [APR is 16.06%].
Sub-prime Program: 10.99% for 36 Months [12.35% APR*] $150.00 added to the amount financed Minimum – $1,500
Maximum – $75,000
*Example: On financed amount of $7,500, your down payment is $0 with 36 monthly payments of $250.36 each. Interest rate is 10.99% [APR is 12.35%].
Expires: 2/01/2025
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Unleash the Power of JCB Excavators with 0% Financing for 60 Months!

JCB SPECIAL OFFERS

Unleash the Power of JCB Excavators with 0% Financing for 60 Months!

Financing as low as 0% for 48 Months, 0.99% for 60 Months or 1.99% for 72 Months on all JCB Large Excavators!

Expires: 12/31/2024
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0% Interest for 60 Months on the JCB Electric Mini Excavator

JCB SPECIAL OFFERS

Experience the future of construction with the JCB Electric Mini Excavator, now available starting at just $41,999. Enjoy all the performance, power, and reliability you need, without the emissions or high operating costs.

Choose how you save:

  • 0% financing for up to 60 months for budget-friendly payments.
  • Or opt for unbeatable value with a 5-year, 3,000-hour warranty and cash back up to $5,500! Don’t miss your chance to upgrade to innovative electric technology while staying within your budget. Offer valid through 12/31/2024.
Expires: 12/31/2024
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0% financing on JCB Mini Excavators

0% financing on JCB Mini Excavators

Take advantage of 0% financing for 60 months on JCB Mini Excavators, with payments as low as $499 a month! Enjoy a 5-year, 3,000-hour warranty and cash back up to $5,500, depending on the model. This offer is available on all JCB Mini Excavators and Compaction equipment and valid through 12/31/2024.

On all Mini Excavators for 60 Months. Make the switch to JCB today!

Expires: 12/31/2024
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0% Financing for 60 Months on JCB Skid Steers, Compact Track Loaders, and Teleskids!

0% Financing for 60 Months on JCB Skid Steers, Compact Track Loaders, and Teleskids!

$0 DOWN. 0% APR FOR 5 YEARS.

Upgrade to JCB Skid Steers, Compact Track Loaders, and Teleskids with 0% financing for 60 months. Don’t miss this opportunity to enhance your fleet with the safest and most efficient equipment available—switch to JCB today! Offer valid through 12/31/2024

Expires: 12/31/2024
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0% Financing on JCB Telescopic Handlers and Rotating Telehandlers

0% Financing on JCB Telescopic Handlers and Rotating Telehandlers

Take advantage of financing as low as 0% for 60 months on all JCB telescopic handlers and compact telescopic handlers including rotating telescopic handler models, the electric 505-20E, AGRI Loadalls and the compact AGRI Loadall 525-60AG. Offer valid until 12/31/2024.

Expires: 12/31/2024
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0% Financing on JCB Telescopic Wheel Loaders

0% Financing on JCB Telescopic Wheel Loaders

Take advantage of financing as low as 0% for 60 months on all JCB telescopic wheel loader models. Offer available on the TM220, TM320, and TM420 and valid until 12/31/2024.

Expires: 12/31/2024
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0% Financing on JCB Wheel Loaders

0% Financing on JCB Wheel Loaders

Take advantage of financing as low as 0% for 60 months on all JCB wheel loader models. Offer valid through 12/31/2024.

Expires: 12/31/2024
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JCB Teletruk – Five Machines’ Benefits, 0% Interest for 60 Months!

JCB Teletruk – Five Machines’ Benefits, 0% Interest for 60 Months!

Discover the game-changing JCB Teletruk, a forklift with a telescopic boom that revolutionizes productivity and safety. With unrivaled visibility, forward reach, and lift capacity. Enjoy 0% interest financing for 60 months and elevate your operations to new heights! Offer valid through 12/31/2024.

Expires: 12/31/2024
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Elevate Your Efficiency: 0% Financing for 60 Months on All JCB Site Dumpers!

Elevate Your Efficiency: 0% Financing for 60 Months on All JCB Site Dumpers!

Take advantage of 0% financing for 60 months on all JCB site dumpers! Designed with unparalleled safety and industry-first innovations, our dumpers range from 1-9T and come with a 2-year/2,000-hour warranty. Backed by JCB’s renowned global dealer and parts network, there’s never been a better time to upgrade your fleet. Offer valid through 12/31/2024.

Expires: 12/31/2024
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